Archives: Services



Life & General works closely with its carriers to cover their reinsurance needs. Our treaty team has developed relationships with A rated company markets across the world and with Lloyds brokers to access the London syndicate market. We have been involved in placement of treaties from Indian and overseas markets which include proportional and excess […]

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Term Life Insurance

Term Life Insurance provides you with a fixed benefit life insurance coverage for a limited period of time. You can choose the amount of coverage (sum insured) at a low premium rate (e.g. Rs. 490 per month). If the insured person (policyholder) suffers an unfortunate death during the term period, his or her nominee gets […]

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Savings & Investment Plans

Our savings and investment plans help you save money for unexpected future events and grow your wealth to meet specific goals of you and your family. In addition to a Systematic Investment Plan which is offered by the capital markets through mutual funds, life insurers also provide term life insurance cover to protect your dependants […]

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Retirement Plans

Smart retirement includes financial independence and enough savings to meet future growth in standard of living. Our retirement plans guarantee you (or your spouse in your absence) with fixed lump sum pay outs as well as provides a steady stream of income post your salaried career. Our brokers will help you choose the right plan […]

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Education Plans

Investing in your child’s future is paramount but a complicated affair. Our handpicked education plans from life insurance companies helps you grow your child’s education savings and protects their future even in your absence. The policy will have a Systematic Withdrawal Plan to meet various expenses at regular intervals and life insurance cover for the […]

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Health Insurance

Sickness, illness or a disease to any family member can lead to financial constraints for your family. Hospital bills can eat up your life savings in a very short period of time. Health Insurance is a must for any individual today and should be considered self-mandatory. Individuals and families must opt for a private plan […]

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Retail Insurance

Life & General’s retail offerings are built to protect, save and grow your wealth. Individuals and families face uncertain risks to their life, health, wealth and physical assets. Our team of brokers are able to advise plans from various insurers which meet specific requirements of an individual or a family. These include: Health Insurance Sickness, [...] Read More

Employee Benefits

Life & General has developed a 360° solution to provide financial security, efficient HR administration and promote wellness. Organisations are dealing with employees from various age groups and are expected to meet the benefit requirements of each employee. Interactive employer-employee programmes tend to be more cost efficient and leads to increased employee satisfaction. Our technological […]

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Corporate Risks

Life & General provides an Enterprise Risk Management solution to evaluate the insurance requirements of an organisation. Our risk managers take a three-step approach of Risk Identification, Risk Assessment and Risk Financing. We help our clients walk through the uncertainties of their business operations and our broking team develops tailormade insurance solutions to adequately protect […]

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